_____________________________________________________________________________________________________________________________________
 | |  | |  | |  | |  | |  | |  | |  |
Types of Appraisals Offered
Insurance Appraisal / Retail Replacement Value Appraisals
This report is most commonly referred to as an insurance appraisal. This type of report is necessary for insuring your
items against loss or damage. The accuracy and detail included in this report makes it possible to identify or have
exact duplicates recreated of these precious items should they ever be lost or stolen.
Quality Confirmation of a New Purchase / Retail Replacement Value Appraisals
This report is to verify that the diamond you recently purchased is what the retailer represented it as. A complete
quality analysis is done and findings are compared to the major laboratory certificate if accompanied with one. The
retail replacement value is determined based on the gemological evaluation and stated in the final report. This report
can also be used for insurance scheduling.
Liquidation / (Re-sale Advice) Appraisals
This appraisal value is determined when an owner decides to convert jewelry items into immediate cash by re-selling
them. The sale can be held under forced or limiting conditions and with time constraints, depending on the
circumstances and or how the items are sold.
Estate (Probate) Appraisals
This report is for estate evaluation purposes and is necessary to determine inheritance taxes on an estate. Jewelry
values for estates are legislated to include specific information and data. Fair market value is used for this type of
valuation and it is always necessary to include comparable sales.
Cutting Proportion & Sarin Light Return Analysis Reports for Diamonds
GemSecure offers cut grading and measuring of diamonds to the highest accuracy using the Sarin DiaScan S15+
with the GIA® Facetware™. Comprehensive cutting proportion and symmetry analysis, as well as Hearts &
Arrows and Light Return ASET images included in each CPLR report.
If you have recently purchased a new diamond, confirming the detailed quality attributes of the cutting proportions,
symmetry and light return is a must. GemSecure is one of the few Gemological Laboratories in California that
offers the same type of state-of-the-art hardware and software that GIA, EGL and AGS are using to evaluate
cutting proportion and light return.
Make sure your diamond has been represented properly from the dealer you have purchased from and rule out or
confirm any discrepancies against your diamonds accompanied major lab certificate.
Divorce Settlement/Dissolution of Marriage
This is a fair market value report for an equal division of common property.
Damage Report
This report expresses the difference in value resulting from breakage and estimates the cost of the removal, re-
cutting and resetting of the gemstone, as well as the value of the re-cut gemstone (loss of weight).
Donation
These reports are based on fair market value and are necessary for tax deductions of donated items.
Comparison
This report is for a client who brings in a jewelry or gemstone item to verify its identity and/or quality as claimed by
the seller. Comparison appraisals usually reflect the item at its most common retail replacement value.
Post Loss
This report establishes the value of a previously undocumented item that was lost or stolen. This is a hypothetical
valuation based on information supplied by the client and supported by photographs and a description of the item.
Casualty Loss
This report determines the fair market value of a lost, stolen, or destroyed item not previously documented. The IRS
allows an income tax deduction of some portion of the value with a proper casualty loss appraisal.
Expert Witness Testimony
Mr. Davis serves as a Professional Jewelry Appraiser / Gemologist when required for litigation support or expert
witness testimony. He is a professionally trained appraiser who has the expertise to offer opinions of value in an
unbiased manner to aid the court in reaching an equitable decision. Expert Witness and Consultation assignments
are charged at an hourly basis (Please refer to the rates page ).
What Type of Appraisal do You Need?
(310) 821-1453
____________________________________________________________________________________________